If you are going to begin renting an apartment near your college campus, this might be one of the first times that you have to take full responsibility for your own property. However, as much as you might think of the apartment as your own home, it’s still the property of someone else. Therefore, you likely will have to abide by a number of rules, not only for your own safety, but also for the safety of others. Here are just a few things you should not do, and one big thing you should do, when renting your first property.
Things to Avoid in Your First Rental Apartment
There are numerous regulations that most renters will likely have to follow when they move into their apartment. If you don’t abide by these, you might see a significant challenge from your landlord. These might be fees, or even the prospect of eviction.
- Only those who hold a lease on the property should live there permanently. If someone plans to stay longer than a certain number of days, 14 for example, you might have to notify your landlord. Further, do not attempt to sublet the property without clearing it with your landlord.
- Disclose to your landlord if you plan to have a pet on the property.
- If the property ever experiences damage, do not neglect to report it to your landlord. If you let portions of the property go neglected, then you might face fines for damage when you move out.
- Do not make any unapproved changes to the apartment without the landlord’s permission. You should not paint, or make structural or appliance replacements, without either the permissions of your landlord or consent written into the lease.
One Thing to Do: Get Renters Insurance
Another requirement of your landlord, to get renters insurance, is one you should not ignore. A renters insurance policy is imperative to safeguarding yourself in your rental property. It will include liability coverage, that protects you in case you cause harm to others. Other coverage can include possessions insurance that protects your personal belongings. You might also be able to purchase additional coverage like accidental medical payments, scheduled items and loss of use insurance.
Keep in mind, because you now live in your own apartment, then your parents’ homeowners insurance will no longer cover your belongings or liabilities. Therefore, you should work to establish proper policy limits on your own. That way, you’ll have protection whenever necessary. Contact us for a Titusville renters insurance quote.