Florida FR44 Insurance
Today Insurance Understands Florida's fr44 Requirements
Rates are starting to trend down for FR44 insurance – Call Us Today!
February 2008 Florida introduced the FR44 insurance policy. This certification is similar to SR22, however, there are differences between SR 22 and FR 44 in that it includes higher liability limits and must be maintained for 3 years. Today Insurance Services is knowledgeable in both certifications and can assist you with getting this auto insurance coverage. If you have been convicted of driving under the influence (DUI) or driving while intoxicated (DWI), you will be required to have FR44 insurance in the State of Florida in order to get your license back. After your sentencing, Today Insurance Services can assist you with filing a FR44 which provides the minimum amount of insurance coverage. This financial responsibility insurance certificate will help meet the requirements if you have been convicted for DUI or DWI. Today Insurance Services can help explain the suspension of your driver’s license, the FR44 and the penalties. Requiring a FR44 will most likely increase your insurance rates over the next few years. You will be considered “high risk” when it comes to automobile insurance carriers. Today Insurance agents will assist in acquiring the FR44 and proper, as well as competitive, insurance so that you can continue to have the privilege of driving in the State of Florida. The FR44 Insurance Policy is a requirement if convicted of the following crimes:
- Caught driving under the influence of drugs or intoxicants
- Caught driving while the driver’s license has been suspended due to a conviction
- Caught driving while the driver’s license has been suspended due to finding of not innocent (juvenile cases)
- Caught maiming under the influence of drugs or intoxicants
- Violation of the general provisions of any federal law, law of the state of Florida or any local City or County ordinance related to any of the above mentioned crimes.
Because you will be considered “high risk” your premiums will increase automatically. If you have tried another insurance company and want us to help, we will be happy to provide a quote for FR44. We’ve witnessed clients that have been quoted an increase of up to 300% (from before a conviction) from other insurance agents! We have also worked with clients who have been completely dropped by their insurance company. Not only could your auto insurance rates rise, other forms of insurances, such as life and medical disability insurance may also increase. At Today Insurance Services, our agents will work with you and find the most affordable coverage for your situation. Unfortunately, many convicted drunk drivers find their auto insurance premium increases so high that it is impossible to keep up or maintain. If any lapse occurs, more problems follow, because Florida law states that any lapse in automobile insurance will cause automatic suspension of the driver’s license. Should this happen, or if you are at risk of having this happen to you, please call us TODAY! Our agents do not want you to have your insurance cancelled, or to have your auto insurance company refuse to renew your policy. We know how valuable having a driver’s license can be. Let us help you with FR44 insurance. Call 1-877-383-4429.